Arvin, these bankers, who make these huge sums of moneys, in reality, I have no idea how they use their wealth or what they have done to receive such reward. However, I do know that they receive, rightly or wrongly a whole lot of ill will. Now they, these bankers seemingly are only concerned, with lining their own pockets and not the practicalities of fair business, such as: loans at consumer friendly rates, better wages for tellers, less fees at cash machines, and whole list of other healthy practices that will benefit, in large, society.